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Property Registration and Stamp Duty in Haryana
To become a legal owner of property in Haryana, whether it’s new or transferred, you must register it with the Haryana government. This process involves submitting documents and paying stamp duty and registration charges. The stamp duty in Haryana varies depending on the type of transaction; different costs apply to Sale Deeds and Mortgage Deeds. This article provides comprehensive information about stamp duty in Haryana, including the required documents for registration, the online registration process, and more.
Stamp Duty in Haryana 2024
Here are the stamp duty charges in Haryana for various documents:
| Documents | Urban Area | Rural Area |
|---|---|---|
| Gift Deed | 5% | 3% |
| Sale or Conveyance Deed | 7% | 5% |
| Exchange Deed | 8% of the property value or market value, whichever is greater | 6% of the property value or market value, whichever is greater |
| Loan Agreement | Rs 100 | Rs 100 |
| Partnership Deed | Rs 22.50 | Rs 22.50 |
| General Power of Attorney | Rs 300 | Rs 300 |
| Special Power of Attorney | Rs 100 | Rs 100 |
Stamp duty charges in urban areas of Haryana are higher. For instance, Gurgaon has higher charges compared to Tigaon. The Haryana government also offers lower stamp duty charges for females to encourage women homebuyers. There is a 2% difference between male and female stamp duty charges.
Stamp Duty Charges by Jurisdiction
| Jurisdiction | Male | Female | Joint |
|---|---|---|---|
| Urban Area | 7% | 5% | 6% |
| Rural Area | 5% | 3% | 4% |
Also Read: Haryana RERA imposes penalty on Gurugram developer
Registration Charges in Haryana 2024
Previously, registration charges were Rs 15,000, but in 2018, the state government increased them to up to Rs 50,000. These charges apply to documents like gift deeds, sale deeds, lease deeds, exchange deeds, partition deeds, collaboration agreements, mortgage deeds, settlement deeds, and sale certificates.
| Property Value | Registration Charge |
|---|---|
| Up to Rs 50,000 | Rs 100 |
| Rs 50,001 to Rs 5 lakhs | Rs 1,000 |
| Rs 5 lakhs to Rs 10 lakhs | Rs 5,000 |
| Rs 10 lakhs to Rs 20 lakhs | Rs 10,000 |
| Rs 20 lakhs to Rs 25 lakhs | Rs 12,500 |
| Rs 25 lakhs | Rs 15,000 |
| Rs 25 lakh- Rs 40 lakh | Rs 20,000 |
| Rs 40 lakh- Rs 50 lakh | Rs 25,000 |
| Rs 50 lakh-Rs 60 lakh | Rs 30,000 |
| Rs 60 lakh-Rs 70 lakh | Rs 35,000 |
| Rs 70 lakh-Rs 80 lakh | Rs 40,000 |
| Rs 80 lakh-Rs 90 lakh | Rs 45,000 |
| Rs 90 lakh and above | Rs 50,000 |
Documents Required for Property Registration
To register a property and become a legal owner, you need to submit several documents. As per Section 23 of the Registration Act, 1908, all papers except wills should be submitted to the sub-registrar's office within four months of execution.
Required Documents:
- Sale deed
- Identity proof of seller and buyer (PAN Card, Ration Card, Voter ID, Passport, Driving License)
- Address proof of seller and buyer
- No-objection Certificate (NOC) from society
- Identity proof of two witnesses
- Map or plan of the building
- Digital photograph of property layout
- Ownership proof (Copy of assessment of Mutation or original sale deed)
How to Calculate Stamp Duty in Haryana
Stamp duty in Haryana is calculated based on the circle rate of the locality where the property is situated. Typically, the property is registered at the circle rate value or higher. Property buyers can check the stamp duty rates on the Jamabandi Haryana website.
To calculate the stamp duty:
- Go to the property registration section and click on the Stamp Duty Calculator.
- Enter the Transactional Value and select either Within MC or Outside MC.
- Choose the appropriate Gender option and click Calculate.
Once the stamp duty is calculated, you need to obtain a stamp paper. This can be done by visiting the sub-registrar’s office physically or using the franking method. Alternatively, you can get an e-stamp paper from the e-stamp platform by registering on the website and making an online or offline payment.
How to Pay Stamp Duty in Haryana Online
To pay stamp duty and registration charges in Haryana online, visit Haryana’s eGTRAS (Online Government Receipts Accounting System) platform. This platform allows buyers to make tax/non-tax revenue payments both manually and online. Note that to get e-stamps, you must register on the e-GRAS portal.
How to Pay Stamp Duty in Haryana Offline
You can also pay stamp duty in Haryana offline. Follow these steps:
- Purchase stamp papers from the treasury office. You can buy stamp papers for amounts exceeding Rs 10,000.
- Submit the stamp paper amount to the State Bank of India (SBI) under the head ‘0030-Stamp and Registration’.
- Submit the stamp paper to the sub-registrar’s office.
Also Read: What is Haryana Mukhyamantri Shehri Awas Yojana?
How to Book a Slot for Property Registration in Haryana
After e-stamping, homebuyers should book a slot for property registration on the Jamabandi website. Follow these steps to book a slot:
- On the Jamabandi website, click on Property Registration and select Check Deed Appointment Availability.
- Enter details such as District, Tehsil, and the desired number of days ahead. Click Search to check availability.
- The buyer, seller, and two witnesses should visit the sub-registrar’s office on the booked slot day to complete the registration process.
Procedure for Registering a Property Deed in Haryana
To register a property deed in Haryana, follow these steps:
Visit Jamabandi's Official Website: Go to the website and click on Deed Templates under the Property Registration Menu Bar to download the required templates.
Fill in the Deed Template: After downloading the appropriate deed template, fill in all necessary details.
Visit the Sub-Registrar's Office: On the selected date and time, visit the Sub-Registrar's office. The registration clerk will forward the deed to the Sub-Registrar.
Data Entry into HARIS: The Sub-Registrar will process the deed, and the data will be entered into HARIS, the land record integrated system.
Registration Process in HARIS: During registration, the officer will update the details of the seller and buyer, e-stamp paper details, and transaction fees. A real-time photograph will be captured.
Biometrics and Final Registration: The Sub-Registrar will collect the biometrics of the buyer and seller, finalize the deed, and print the land registry. The Tehsil office will upload it on the Jamabandi website.
Also Read: 6 legal ways to save stamp duty on property purchase
Stamp Duty in Haryana: Tax Benefits
Homebuyers in Haryana can claim a deduction on stamp duty and registration charges up to Rs 1.5 lakh under section 80C of the Income Tax Act, 1961. This deduction applies only to new properties, not resale properties.
Factors Considered While Calculating Stamp Duty in Haryana
- Gender of the Owner: Females are charged lower stamp duty in Haryana to promote women homebuyers.
- Location of Property: Stamp duty is higher in urban areas compared to rural areas.
- Property Type: Different rates apply to residential, commercial, and industrial properties.
- Amenities: Properties with high-end amenities attract higher stamp duty charges.
Benefits of Paying Stamp Duty in Haryana
- Legal Recognition: Paying stamp duty gives legal validity to property transactions, establishing ownership rights.
- Proof of Ownership: Stamp duty receipts serve as proof of property ownership.
- Prevents Legal Disputes: Ensures the property is free from legal disputes or encumbrances.
- Protects Buyer's Interests: Confirms the buyer's legal ownership of the property.
- Infrastructure Development: Revenue from stamp duty funds infrastructure and public welfare projects.
How to Purchase e-Stamps Online in Haryana
To buy e-stamps for paying stamp duty and registration charges online in Haryana:
- Register on the e-GRAS Portal: The Online Government Receipts Accounting System (e-GRAS) platform allows online and manual payments.
- Make the Payment: Payments can be made through the platform.
Buying Stamps Offline in Haryana
To purchase stamp papers offline:
- Visit the Treasury Office: You can buy stamp papers exceeding Rs 10,000.
- Deposit Amount in SBI: Submit the amount to the State Bank of India (SBI) under ‘0030-Stamp and Registration’.
- Submit to Sub-Registrar's Office: Complete the process at the sub-registrar’s office.
Also Read: Stamp duty and property registration fees in Uttar Pradesh for 2024
Tips for Paying Stamp Duty in Haryana
- Timely Stamping: Registered property should be stamped before or within the next working day of registration.
- Execution of Property: Stamp papers should include names of all parties involved.
- Validity of Stamp Papers: Stamp papers should not exceed six months from the transaction date.
- Adhesive Stamps: At execution time, adhesive stamps are removed to prevent reuse.
Consequences of Delayed Stamp Duty Payment
If stamp duty in Haryana is not paid on time, a heavy penalty up to 10 times the registration fees may be imposed as per Section 23 of the Registration Act, 1908. All documents except wills should be registered within four months from the date of execution.
Stamp Duty in Haryana Exemptions
Certain buyers, like women and first-time homebuyers, may qualify for stamp duty exemptions. Transactions involving land for charitable institutions or agricultural purposes might also be exempt. Recently, a stamp duty waiver was announced for land purchases for cow shelters.
Contact Details for Stamp Duty in Haryana
- Official Address: Revenue & Disaster Management Department Haryana, New Haryana Secretariat, Sector-17, Chandigarh
- Nodal Officer: Under Secretary Revenue
- Phone Number: 0172-2714033
Conclusion on Stamp Duty in Haryana
Understanding the importance of property registration and paying stamp duty in Haryana is crucial. Mandated under the Indian Stamp Duty Act 1899, stamp duty in Haryana ranges between 5%-8%, varying by document type. Registration charges can be up to Rs 50,000, depending on the property's value. You can purchase an e-stamp conveniently on the e-GRAS platform, or opt for offline payment methods if preferred.
Also Read: State-wise stamp duty in India 2024
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Ans 1. Stamp Duty Rates for Property Transactions in HaryanaIn rural areas of Haryana, the stamp duty applicable on such deeds is 5%, while in urban areas, it is 7% of the property's value. Gift Deed: When a property is gifted to another person without any exchange of money, a gift deed is executed.
Ans 2. The stamp duty charges in Gurgaon are classified based on the fact whether the area lies within the municipal limit or not. If the property is under municipal limits, the stamp duty charges in Gurgaon is 7% for male buyers, 5% for female buyers and 6% for joint buyers.
Ans 3. Property Registration Charges in Haryana 2023.The registry rate in Haryana is 1% of the cost of the property. So if the property costs Rs 20,00,000, the registration fee is Rs 20,000. The registration fees in Haryana vary depending on the value of the property.
Ans 4. Stamp duty is 3% on properties worth INR 45 lakhs, 2% on properties less than INR 20 lakhs, and 5% on those worth over INR 45 lakhs. How is stamp duty calculated in Karnataka?
Ans 5. Stamp Duty onGift Deed in Blood Relation in Haryana. In Punjab and Haryana, a gift of immovable property to a blood relative is exempt from stamp duty. Parents, children, grandchildren, sisters, and spouses would all be eligible for the exemption as per the transfer of property from parent to child in India guidelines ...