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The latest MHADA update brings fresh opportunities for homebuyers in Mumbai, as the Maharashtra Housing and Area Development Authority has opened applications for 118 flats under a first-come, first-served (FCFS) scheme. This move is expected to benefit buyers who missed out during earlier lottery rounds or are actively seeking ready-to-move affordable housing in the city.
According to this MHADA update, the online application process officially begins on February 17, 2026, at 11:00 AM through the authority’s housing portal. The scheme covers both suburban Mumbai and select South Mumbai locations.
MHADA Update: Important Dates and Application Process
As per the recent MHADA update, interested applicants must register online through the official MHADA booking website. While the announcement was initially scheduled earlier this month, a technical issue delayed the rollout.
Here are the key dates under this MHADA update:
- Online registration begins: February 17, 2026 (11:00 AM)
- Flat selection and payment process starts: March 4, 2026
- 10% payment deadline: Within 48 hours of flat selection
The MHADA update clarifies that applicants must complete registration, upload documents, and pay the required security deposit before selecting a flat.
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Locations and Pricing: What Buyers Should Know
This MHADA update highlights that flats are available across several prime and suburban locations in Mumbai, including:
- Kandivali
- Charkop
- Shimpoli
- Antop Hill
- Wadala
- Powai
- Malad
- Mankhurd
- Ghatkopar
- Vikhroli
- Byculla
- Tardeo
- Lower Parel
- Sion
- Juhu
- Andheri
According to the MHADA update, pricing varies significantly depending on location. The most affordable flat is priced at approximately ₹38 lakh, while the most premium apartment in Tardeo exceeds ₹8 crore.
Originally, 120 flats were expected to be offered, but this MHADA update confirms that only 118 units are now available.
Why These Flats Are Being Sold Under FCFS
Another important aspect of this MHADA update is that these flats were previously part of MHADA lottery schemes but remained unsold. To ensure faster disposal and improve housing access, MHADA has shifted these units to the first-come, first-served model.
This MHADA update indicates that the FCFS route may attract buyers who prefer quicker allotment without waiting for lottery results.
Eligibility Criteria for Applicants
The MHADA update outlines clear eligibility requirements:
- Applicant must be at least 18 years old.
- Applicant must be an Indian citizen.
- A Maharashtra Domicile Certificate issued after January 2018 with barcode is mandatory.
Document requirements under this MHADA update include:
- Aadhaar and PAN card (self, spouse if married).
- Court-certified divorce judgment (if applicable).
Failure to provide complete documentation may delay allotment, as per the MHADA update guidelines.
Loan Process and Payment Terms
The MHADA update also details procedures for buyers seeking home loans. Applicants must upload a pre-sanction letter from a financial institution through their login portal. Once verified, MHADA will issue a No Objection Certificate (NOC) to the bank.
After full payment of the flat cost and stamp duty, allotment and possession letters will be issued. The MHADA update stresses that possession will not be granted without completion of payment formalities.
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What’s Next? MHADA Lottery 2026
Beyond this immediate MHADA update, MHADA is expected to launch nearly 5,000 additional housing units in Mumbai in the coming months. Around half of these units are likely to be located in Goregaon.
This upcoming expansion, as mentioned in the MHADA update, will cater to:
- Economically Weaker Sections (EWS)
- Lower Income Group (LIG)
- Middle Income Group (MIG)
- High Income Group (HIG)
The larger rollout signals increased housing supply across income categories.
What This Means for Mumbai Homebuyers
This MHADA update presents a timely opportunity for buyers seeking affordable or mid-segment homes in Mumbai. With inventory available across both suburban and prime areas, the FCFS model ensures quicker processing compared to lottery-based allotment.
For serious buyers, this MHADA update serves as a reminder to prepare documentation, arrange finances, and act promptly once the application window opens. Given Mumbai’s strong housing demand, early application could make a significant difference.
Ans 1. The Maharashtra Housing and Area Development Authority has opened applications for 118 ready-to-move flats in Mumbai under a first-come, first-served (FCFS) scheme for buyers who want quicker allotment without a lottery.
Ans 2. Online registration for the FCFS flats begins on February 17, 2026, at 11:00 AM through MHADA’s official housing portal.
Ans 3. Flats are allotted in real time on a first-come, first-served basis, meaning applicants who complete registration, document upload, and payment first can directly select available flats.
Ans 4. The flats are spread across suburban and prime areas such as Kandivali, Andheri, Malad, Powai, Ghatkopar, Wadala, Byculla, Tardeo, Lower Parel, Sion, and Juhu.
Ans 5. Prices start at around ₹38 lakh in suburban locations and go beyond ₹8 crore for premium flats in areas like Tardeo, depending on location and flat size.
Ans 6. These units were earlier part of MHADA lottery schemes but remained unsold, so they are now being offered through FCFS to ensure faster sale and immediate possession.
Ans 7. Applicants must be Indian citizens, at least 18 years old, and must hold a valid Maharashtra domicile certificate issued after January 2018 with a barcode.
Ans 8. Applicants need Aadhaar and PAN cards, a Maharashtra domicile certificate, and additional documents such as a court-certified divorce decree if applicable.
Ans 9. Yes, buyers can apply for a home loan by uploading a bank pre-sanction letter, after which MHADA issues a No Objection Certificate to the lender.
Ans 10. Interested buyers should arrange finances in advance, keep documents ready, and apply early, as FCFS flats are allotted quickly and availability can close without notice.