About PM SVAMITVA Yojana
Following the success of the PM Jan Dhan Yojana, which integrated many Indians into the banking system, the Government of India has introduced the PM SVAMITVA Yojana, a significant initiative aimed at providing property ownership records to rural residents. This scheme issues "property cards" that serve as proof of land ownership and can be used to access loans and other financial services.
The PM SVAMITVA Yojana was officially launched on April 24, 2021 (National Panchayat Day), with the distribution of property cards commencing in October 2020 through video conferencing. The scheme utilizes drone technology to survey and map residential and rural land, ensuring accurate property records and defining the boundaries of revenue blocks.
Objectives of the PM SVAMITVA Scheme
- Reliable Property Records: Provides accurate and updated land ownership records in rural areas, creating a dependable system for property validation.
- Property Tax Determination: Helps in determining property taxes, benefiting Gram Panchayats.
- Reduced Land Disputes: Ensures transparency in property transactions, reducing land disputes in rural communities.
- Financial Stability: Allows rural households to use their property as collateral for financial stability.
- Legal Ownership: Grants legal ownership of land to rural citizens.
- Gender Equality: Promotes gender equality by facilitating property ownership for women.
- Infrastructure Development: Supports better infrastructure and urban planning in rural areas.
Legal Framework of PM SVAMITVA
The scheme operates under several legal guidelines:
- Panchayats (Extension to Scheduled Areas) Act, 1996: Provides national support for the scheme.
- State-Specific Acts: States have their own supporting laws, such as the Rajasthan Panchayati Raj Act, 1994, and the Madhya Pradesh Panchayat Raj Avam Gram Swaraj Adhiniyam, 1993.
- Operational Guidelines: Detailed instructions from the Ministry of Panchayati Raj outline the scheme's implementation.
Also Read: What is Haryana Mukhyamantri Shehri Awas Yojana?
SVAMITVA Yojana Online Registration
To register for the PM SVAMITVA Yojana:
- Visit the official Ministry of Panchayati Raj (MoPR) website: eGramSwaraj.
- Click on the 'New User Registration' button on the homepage.
- Fill in your details, including name, address, mobile number, email ID, and land information.
- Verify the information and submit the registration form.
- You will receive an acknowledgment and an application number.
This process ensures that rural residents can obtain official records of their land ownership and access various financial benefits.
Process of Land Identification under PM SVAMITVA Yojana
After registering for the PM SVAMITVA Yojana, the next step involves measuring the residential land using drones. This process creates a digital map of all properties within the village boundaries. The survey is conducted with the presence of the Gram Panchayat, Revenue Officer, property owners, and a police team to ensure accuracy and transparency.
If there are any disputes or conflicts, they must be reported within 15-40 days of the survey. If no disputes are raised, the state governments will proceed to issue a property card in the property owner's name.
SVAMITVA Yojana Coverage
Initially, the scheme was launched for approximately one lakh property holders across 763 villages in six states. Here’s a breakdown of the number of villages benefiting from the scheme:
- Uttar Pradesh: 346 villages
- Haryana: 221 villages
- Maharashtra: 100 villages
- Uttarakhand: 50 villages
- Madhya Pradesh: 44 villages
- Karnataka: 2 villages
Implementation and Progress of PM SVAMITVA Yojana
The government has rolled out the PM SVAMITVA Yojana in phases over four years (2020-2024) to cover approximately 6.62 lakh villages. To check the progress of the scheme in your village, visit svamitva.nic.in/svamitva.
Eligibility Criteria for SVAMITVA Yojana (Property Card)
To be eligible for land ownership records under the SVAMITVA Yojana, you must meet the following criteria:
- Own Property: You must possess property within the village.
- Land Use: The land must have been used in the village on or after September 25, 2018.
- Aadhaar Information: Your Aadhaar card and mobile number linked to Aadhaar are required.
Documents Required for PM SVAMITVA Scheme
To obtain an ownership certificate under the PM SVAMITVA scheme, you need to provide:
- Application Form: Complete the form in the specified format.
- Identity Proof: Submit documents such as voter ID, passport, or driving license.
- Residence Proof: Provide documents like voter ID, passport, or driving license.
- Aadhaar Card: Submit a copy of your Aadhaar card.
- Property Title Documents: Include relevant documents proving property ownership.
- Possession Certificate: Present a certificate showing the legal status of the property.
How to Download the PM SVAMITVA Yojana Property Card
The SVAMITVA property card can be downloaded via an SMS link sent to your mobile phone. Additionally, state governments will distribute physical copies of the property cards.
Also Read: What is Haryana Mukhyamantri Shehri Awas Yojana?
Sample Property Card Under PM SVAMITVA Yojana
The PM SVAMITVA Yojana aims to grant property rights to the rural population by issuing property cards. This initiative allows rural citizens to claim property ownership and access loans from banks and financial institutions. Each state's property card format may vary.
Sample Property Card Details
Other Benefits of SVAMITVA Yojana
The PM SVAMITVA Yojana primarily benefits rural property owners by providing official land ownership through the issuance of Property Cards. This initiative not only formalizes land ownership but also enhances property tax determination, facilitating better rural planning and amenities. Here are some additional benefits of the scheme:
- Accurate Mapping: Utilizes GIS maps and high-resolution drones to accurately survey and map rural areas.
- Secure Ownership: Offers formal title deeds to ensure secure land ownership for rural residents.
- Reduced Disputes: Minimizes land disputes with improved documentation and clarity.
- Increased Transparency: Enhances trust and transparency with official land ownership documents.
- Economic Growth: Attracts investments and promotes economic development in rural areas by creating a secure land market.
The SVAMITVA Yojana addresses the issue of inadequate ownership documentation in rural areas, which has previously hindered access to loans. The scheme aims to bridge this gap, making it easier for rural residents to secure financial support.
Technology Used in PM SVAMITVA Scheme
The SVAMITVA scheme leverages advanced technology for accurate land mapping and documentation:
- Drone Mapping: High-resolution drones are used to precisely mark land parcels and boundaries.
- Satellite Imagery: ISRO’s satellite imagery enhances map accuracy.
- Geographic Information System (GIS): Develops detailed GIS for each village.
- Online Monitoring: Tracks progress and digitizes land records through an online system.
Latest Updates on PM SVAMITVA Scheme
- Feb 13, 2024: Prime Minister Narendra Modi distributed 1.75 lakh Record of Rights (ROR) documents to beneficiaries, providing them with formal proof of land ownership. The scheme is expected to be completed by the end of the financial year 2024-25.
- Jan 12, 2024: The PM SVAMITVA drone survey has covered over 2.90 lakh villages, and 1.66 crore property cards have been prepared. The scheme received the ‘Best Innovation Award’ from the Indian School of Business, Hyderabad, for its technological advancements. Additionally, property cards have been prepared for all inhabited villages in Uttarakhand, Puducherry, Haryana, Andaman & Nicobar, and Goa. Uttar Pradesh has also included over 1.25 crore families in the scheme.
Summing Up SVAMITVA Yojana
Launched in 2021, the PM SVAMITVA Yojana aims to empower rural residents and provide financial stability by offering formal land ownership. With collaboration from the Ministry of Panchayati Raj, State Revenue Departments, Survey of India, National Informatics Centre, and State Panchayati Raj Departments, the scheme is progressively covering more villages across India and continues to expand its reach annually.
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Ans 1. Eligibility for the SVAMITVA scheme includes: Rural Property Owners: Individuals who own property in rural areas. Village Residents: Residents of villages where the scheme is being implemented. Indian Citizens: Must be an Indian citizen.
Ans 2. Benefits Of Svamitva SchemeProperty cards are distributed under this scheme to the respective owners, which gives the villagers ownership rights over their properties. It will help to reduce property disputes in rural areas.
Ans 3. The SVAMITVA Yojana card can be downloaded through an SMS link sent to the individual's mobile phone.
Ans 4. Eligibility Criteria: The Pradhan Mantri Awas Yojana (PMAY) scheme is available to families with an annual income of up to INR 18 lakhs. To be eligible for the scheme, individuals must not own a permanent house in any part of India.
Ans 5. The UPOR card, or Urban Property Ownership Record card, provides legal recognition to urban properties in Karnataka. It serves as a comprehensive property document containing details like ownership, property boundaries, and tax assessments, facilitating property transactions and dispute resolution.